Expertise
A seasoned Chartered Accountant with over 25 years of experience, Padmakumar Pandurangan is a recognized leader in Corporate Banking, with deep specialization in credit risk management and relationship banking. He has held strategic leadership roles at globally reputed institutions such as HSBC, BNP Paribas, Al Ahli Bank of Kuwait, and Commercial Bank of Dubai.
Padmakumar’s core competencies include credit risk administration, client acquisition and servicing, transaction structuring, and successful deal closures. He has played a pivotal role in streamlining corporate lending policies and procedures, establishing structured frameworks for effective portfolio monitoring, and maintaining healthy credit environments.
With a strong focus on operational excellence and governance, he has collaborated with cross-functional teams and stakeholders to drive sustainable credit strategies and long-term client partnerships across diverse industry sectors.
